CANADIAN BUSINESS FINANCING
Flexible funding. Stronger possibilities.
Access business funding options from $5,000 to $2 million. CAPFLOW helps Canadian business owners explore financing solutions based on revenue, cash flow and business needs.
Business funding built around your business.
Every business has different financial needs. Whether you’re managing cash flow, purchasing inventory, upgrading equipment or preparing for expansion, the right financing structure can make a difference.
CAPFLOW connects Canadian businesses with third-party funding providers, helping you explore solutions based on your revenue, business performance and financing objectives.
Learn About CAPFLOW ↗Financing options for your next opportunity.
Explore flexible business financing solutions tailored to different operational and growth needs.
Working Capital
Access financing options to help manage inventory, payroll, operating expenses and day-to-day cash flow.
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Flexible Business Funding
Explore funding options structured around your business revenue, cash flow and current operational needs.
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Merchant Cash Advance
Explore receivables-based funding that provides upfront capital in exchange for agreed future business receivables.
Explore Funding ↗Three steps toward your funding goals.
A straightforward process to help your business explore financing options.
Start Your Application
Complete our online application and tell us about your business, revenue and financing needs.
Explore Funding Options
Our team reviews your information and identifies potential options from third-party providers.
Move Forward With Confidence
If approved, review your financing agreement and complete the provider’s funding requirements.
Financing that starts with your business.
We understand that access to capital is about more than numbers. It’s about keeping operations moving, taking on new opportunities and planning your next stage of growth.
Fast Application
An accessible online process designed for busy business owners.
Flexible Funding Options
Explore financing solutions based on business revenue, cash flow and funding needs.
Dedicated Support
Our team helps explain potential funding options and the application process.
Find the right funding option for your business.
From short-term cash flow requirements to business growth initiatives, CAPFLOW helps Canadian businesses explore financing opportunities.
Business funding, explained.
Answers to common questions about eligibility, funding amounts and the application process.
How much business funding is available?
CAPFLOW helps businesses explore funding options from $5,000 to $2 million. Available amounts depend on eligibility, revenue, existing obligations and provider underwriting.
What is a merchant cash advance?
A merchant cash advance provides upfront capital in exchange for an agreed amount of future business receivables. Terms and remittance structures vary.
Can I apply with less-than-perfect credit?
Some providers consider business revenue and cash flow alongside credit history. Approval is not guaranteed.
What documents are required?
Requirements may include recent business bank statements, identification and basic business information. Additional documents may be requested.
How quickly can funding be received?
Timelines vary by provider, financing type, documentation and underwriting requirements. Some eligible businesses may receive decisions within hours.
Let’s move your business forward.
Explore business funding solutions structured around your revenue, cash flow and business needs.
Business Funding Calculator
Estimate potential merchant cash advance funding, financing costs and repayment amounts.
Estimated Funding
Estimates are illustrative only and do not represent an offer or approval. Merchant cash advances are not traditional business loans. Actual funding, factor rates, repayment schedules and eligibility may vary. Daily estimates assume 21 business days per month; weekly estimates use 52 weeks per year.